What is a bank loan without using a guarantee? Loans from banks without the use of guarantees or also often referred to as personal loans, are a bank product that provides unsecured loans to its customers. That is, when you apply for a loan of funds from a bank, they will not ask you to provide a guarantee like a home certificate and so on. If you are interested in applying for a loan from a bank without using a guarantee, you must specify the bank you wish to go to. For that, first identify your purpose in applying for a loan from the bank without using a guarantee. Each bank has its own classification advantages that can be tailored to your needs. Convenience in the services of the bank as needed will be more points for you. Through credit cards, the bank can monitor the pattern of payment of prospective customers. They will assess whether you have experienced late payment, use up to limit, and so forth.
Therefore, in order to apply for a loan from the bank without using a guarantee, at least your credit card must have a minimum period of one year. Just because there is no guarantee, does not mean there are no conditions that must be met. Each bank has certain conditions, but generally you will be required to submit a photocopy of identity, a photocopy of a credit card, and other documents such as photocopying, paycheck, or a business license. You can see these terms through the bank's official website. Already determine the bank that will be addressed to apply for a loan from the bank without using a guarantee? Just go to the bank. There, you will be asked to fill out the form and include the required requirements. As another option, there are now many banks that provide online registration services, so you can go directly to their website. After that, you should wait to hear of bank approval as they verify to check the completeness of loan application requirements from the bank without using a guarantee.
You will also go through the interview stage, which can be done directly or by phone. Therefore, make sure the phone number you provide is always on. Once the veri- cation process is in progress, the bank will process all the data they can. Usually, this will take one to two weeks. So, if you do not get news after more than that time period, better contact the bank immediately to ask for certainty.